Privacy Policy
Privacy Policy
Effective Date: 15th November 2024
MoneyMart Asia respects your privacy and is committed to protecting your personal data. This Privacy Policy describes how we collect, use, share, and safeguard information you provide to us through our platform.
1. Information We Collect
MoneyMart Asia collects various types of information from users, including:
Personal Information: This may include your name, contact details, identification number, and any other information necessary to verify your identity.
Financial Information: Such as income, credit history, bank account details, and loan application data to help facilitate borrowing and lending processes.
Usage Data: Information about how you use the platform, such as pages visited, features used, and time spent.
Device Data: Including IP address, browser type, and operating system.
2. How We Use Your Information
MoneyMart Asia uses the collected information for the following purposes:
To Connect Borrowers and Lenders: We use personal and financial information to match borrowers with potential lenders.
To Improve Our Services: Usage and device data help us enhance and personalize your experience on the platform.
To Communicate with You: We may contact you regarding your account, loan offers, or updates to our services.
To Ensure Compliance: We may use your information to comply with applicable laws, regulations, or court orders.
3. Data Sharing and Disclosure
We do not sell or rent your personal data to third parties. However, we may share your information under the following conditions:
With Lenders and Financial Partners: For loan processing and matching purposes.
With Service Providers: Such as analytics providers, payment processors, and IT support teams to help us operate and maintain the platform.
For Legal Purposes: When required by law, to enforce our Terms of Use, or to protect the rights, property, or safety of MoneyMart Asia, our users, or others.
4. Data Security
MoneyMart Asia implements reasonable administrative, technical, and physical security measures to protect your personal information. While we strive to protect your data, please understand that no system is completely secure.
5. Data Retention
We retain your personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, or resolve disputes.
6. User Rights
Under the Malaysian Personal Data Protection Act (PDPA), you have certain rights regarding your data, including:
Access and Correction: You may request access to and correction of your personal information.
Withdrawal of Consent: You may withdraw consent for data processing activities that rely on your consent.
Deletion: In certain cases, you may request that we delete your data.
To exercise these rights, please contact us at info@moneymart.asia.
7. Cookies and Tracking Technologies
MoneyMart Asia uses cookies and similar tracking technologies to enhance user experience, analyze usage patterns, and provide targeted offers. You may control or disable cookies in your browser settings, but this may affect the functionality of the platform.
8. Third-Party Links
Our platform may contain links to third-party websites. MoneyMart Asia is not responsible for the privacy practices or content of such websites. We encourage you to read their privacy policies before interacting with them.
9. Changes to the Privacy Policy
MoneyMart Asia reserves the right to modify or update this Privacy Policy at any time. Changes will be effective upon posting, and continued use of the platform constitutes acceptance of the updated policy.
10. Contact Information
For any questions or concerns regarding this Privacy Policy or to exercise your data rights, please contact us at:
info@moneymart.asia
+60172155337
Effective Date: 15th November 2024
MoneyMart Asia respects your privacy and is committed to protecting your personal data. This Privacy Policy describes how we collect, use, share, and safeguard information you provide to us through our platform.
1. Information We Collect
MoneyMart Asia collects various types of information from users, including:
Personal Information: This may include your name, contact details, identification number, and any other information necessary to verify your identity.
Financial Information: Such as income, credit history, bank account details, and loan application data to help facilitate borrowing and lending processes.
Usage Data: Information about how you use the platform, such as pages visited, features used, and time spent.
Device Data: Including IP address, browser type, and operating system.
2. How We Use Your Information
MoneyMart Asia uses the collected information for the following purposes:
To Connect Borrowers and Lenders: We use personal and financial information to match borrowers with potential lenders.
To Improve Our Services: Usage and device data help us enhance and personalize your experience on the platform.
To Communicate with You: We may contact you regarding your account, loan offers, or updates to our services.
To Ensure Compliance: We may use your information to comply with applicable laws, regulations, or court orders.
3. Data Sharing and Disclosure
We do not sell or rent your personal data to third parties. However, we may share your information under the following conditions:
With Lenders and Financial Partners: For loan processing and matching purposes.
With Service Providers: Such as analytics providers, payment processors, and IT support teams to help us operate and maintain the platform.
For Legal Purposes: When required by law, to enforce our Terms of Use, or to protect the rights, property, or safety of MoneyMart Asia, our users, or others.
4. Data Security
MoneyMart Asia implements reasonable administrative, technical, and physical security measures to protect your personal information. While we strive to protect your data, please understand that no system is completely secure.
5. Data Retention
We retain your personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, or resolve disputes.
6. User Rights
Under the Malaysian Personal Data Protection Act (PDPA), you have certain rights regarding your data, including:
Access and Correction: You may request access to and correction of your personal information.
Withdrawal of Consent: You may withdraw consent for data processing activities that rely on your consent.
Deletion: In certain cases, you may request that we delete your data.